Self employed loans used to be hard to find and expensive. But today, with more and more people working for themselves, self employed loans are not only more widely available than ever, but as interest rates have fallen to their lowest in years, more affordable. So whether you're a contractor or you run your own business, whether you have certified accounts or no proof of income, you can still raise finance with a secured or unsecured self-employed loan.
Self employed loans are available from a wide variety of lenders and can be tailored to suit your individual financial circumstances. For example, if you have an adverse credit history or bad credit rating, such as mortgage arrears, credit card problems or payment defaults, you can still apply for a self-employed loan. If you can't prove how much you earn, we can help to source a lender who will allow you to self-certify your income. If you have certified accounts, we can look for a self employed loan that offers similar rates and benefits to those you would enjoy if you were employed.
Note: Under certain circumstances you may find that a self employed loan also carries the same interest rates as adverse credit secured loans. The interest rates will still be very competitive so you hsould still get a good deal.
If you are a homeowner and your property is worth more than the mortgage owed on it, you can borrow against that equity with a self employed loan to raise cash for whatever you want. You could consolidate your existing debts and pay off mortgage arrears, bills, credit cards or overdrafts. You could splash out on a luxury like a new car or a holiday or improve your home.
To appy for a Self Employed Loan please visit one of the fastest growing loan sites for self employed loans: www.loanfinderplus.co.uk