Remortgage and self employed

blankRemortgage Self Employed are only one of a few online services who specialise in Remortgages for the Self Employed. This means we have a very high success rate with all our applicants.

Our new Fast Pass Application only takes 1 minute to complete and our FSA approved remortgage lenders can be searching and finding you a self employed remortgage in minutes. It's a real no-brainer!

Don't delay! Fill out the application form now for a Fast Quote today.

 

Remortgage Application Form

-Remortgage & Existing Mortgage Details
Remortgage Amount*
Loan Purpose*
Homeowner*
Property Value*
 Purchase price*
 Property Type*
Existing Lender Name*
 Mortgage Type*
Monthly Payment*
Mortgage term left*
 Outstanding Mortgage* (Including Secured Loans)
Years at Address*
 Purchase Date*
 Number of Bedrooms*
-Credit & Mortgage Payment History
Credit Rating*
CCJs*
Any missed or late mortgage payments in the last 3 months*
Any missed or late mortgage payments in the last 12 months*
-Personal & Contact Details
First Name*
Surname*
 Title*
Marital Status
 Date of Birth*
Employment Type*
Occupation*
 Monthly Combined Income*
(£)
House Number* Street*
 Town*
County*
 		Postcode*
  
Contact Phone*
 Mobile Phone
 Email Address
Best Time To Call*
    

 

 

 

Self Employed Remortgage

There are millions of self-employed people in the UK. These people may have a problem finding self-employed mortgages from a high street lender. Those fortunate enough to be in standard full-time employment are basically guaranteed to be paid, and references from their employer can easily be obtained in proving their income. High street lenders may prefer this type of applicant as they see less risk involved.

If you are self-employed or perhaps working on a cash basis, you could be financially sound, and able to keep up your payments, but that doesn't make it any easier for you to prove you'll keep up payments to your new lender. They want to ensure that you'll be able to keep up payments for the term of your remortgage, not just over the next 12 months. If you are on a contract, you maybe are not guaranteed to get it renewed. You will need to look for a self-employed remortgage.

A high street lender will want to see a few years audited accounts from a qualified accountant or tax assessments before they usually consider you for a self employed remortgage.

Even if this information is available, your accountant may have assisted you in mitigating your annual tax bill by keeping your profits low. You may be able to get a self-employed remortgage by declaring your income or providing a declaration of affordability from your accountant.

Of course a secured loan is another option and you can find a fast loan low rate at one of the fastest growing online lenders http://www.loanfinderplus.co.uk.

For a Fast Homeowner Loans or Fast Guaranteed Loans you need to consider all your secured loan options.